RFU policy – members of the Club and CB are automatically insured.

The RFU Public and Employers Liability are for members and employees of Clubs.  It does NOT cover schools, services or students EXCEPT in relation to playing risk.

Referees and Coaches Liability is covered for any RFU approved activity - NB qualified medical practitioners whilst acting in a medical capacity (i.e. those covered by Crown Indemnity, Medical Defence Organisations, Medical Defence Union or similar) are not covered.

Cover is world-wide EXCEPT USA/Canada unless with the written prior authorisation of the RFU.