The RFU Public and Employers Liability is for members and employees of Clubs. It does not cover schools, services or students except in relation to playing risk.
Referees and Coaches Liability is covered for any RFU approved activity.
Qualified healthcare and medical practitioners whilst acting in a professional capacity are not covered by the RFU insurance and clubs and schools should ensure that these professionals have their own insurance.
Cover is world-wide except USA/Canada unless with the written prior authorisation of the RFU.